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Friday, August 28, 2020

Beware! These 7 Google apps can empty your bank account

        Google has become part and parcel of our lives and everyone who uses a smartphone or a computer. The applications and services of the technological giant are very popular, which also makes it a target for cybercriminals. According to a new report from Kaspersky, a cybersecurity firm, online scammers are or rather have been, directed to various Google services such as Calendar, Drive, Photos, among others, to deceive people for money.

        While developing native apps, professionals incorporate best-in-class user interface modules. This accounts for better performance, consistency and good user experience. Users also benefit from wider access to application programming interfaces and make limitless use of all apps from the particular device. Further, they also switch over from one app to another effortlessly.
The main purpose for creating such apps is to ensure best performance for a specific mobile operating system.

Wednesday, August 26, 2020

Aangadvadi Bharti Advertisement for the post of AWW/AWH Various District @ Merit & Rejection List Declared


An online web portal was launched by Minister Ganpatbhai Vasava and Minister Vibhavariben Dave to recruit Anganwadi worker Tedagar sisters through Women and Child Development. Gujarat will be the first state in India to recruit such honorary service holders through Anganwadi worker, Tedagar's online web portal. In order to apply online in this appointment process, the required supporting evidence will have to be submitted online. Appointments will also be given online. The entire process will be conducted in a transparent manner online.

Arrangements have also been made by the Women and Child Development Department on how the less educated Ben can apply online. The entire process will be done in each gram panchayat. The application will be made and the documents will also be uploaded. 

Find out how many districts have merit list and reception list Declare::

  • Merit list and rejection list Amreli district.
  • Merit list and rejection list Bharuch district.
  • Merit list and rejection list  Botad Amreli district.
  • Merit list and rejection list Dang district.
  • Merit list and rejection list Junagadh district.
  • Merit list and rejection list Kheda district.
  • Merit list and rejection list Mahisagar district.
  • Merit list and rejection list Patan district.
  • Merit list and rejection list Porbandar district.
  • Merit list and rejection list mahesana district.


National Scholarship Portal (NSP) Apply Online

    National Scholarships Portal (NSP) is one-stop solution for various scholarship schemes offered by Govt.of India though various central Ministries and State Departments.
This app will offer end to end services starting from scheme study, eligible scheme identification, student registration, , Scheme Selection, document upload, application submission and tracking the status of the application.

Application Process For Fresh And Renewal Students:

Fresh:Student have to Click on the option “Student Login”, on the home page of National Scholarships Portal. Fill up the application as per the instructions given by the system then click on save button. After saving, student will get a “Temporary ID”. The system will instruct the applicant to submit his/her Temporary ID and date of birth to fill subsequent details. Once registration is complete on click of submit button, a Permanent Registration ID is generated which can be used for Renewal and tracking the status of application.

Renewal: Renewal Students have to apply with their Application Id and Date of Birth which they registered previous year. Student can also use Forgot Application ID to retrieve their ID. Only those students would be able to Renew who had actually got the scholarships payments last year from NSP 1.0.

How to know Institute / School is registered on NSP

The Schools / Institutes with valid DISE or AISHE codes can register on NSP. To know whether Schools / Institutes is registered on NSP Portal or not, go to and click on “Search Institute/School/ITI” provided on the Top Right Corner of the screen. Following screen will appear.
National Scholarship Portal (NSP) Apply Online
Schools / Institutes already registered with NSP can be searched through the option “Search Institute/School/ITI registered with NSP”.

How to get reset password of School / Institute

Option I:(When School User ID is known and Mobile Number is updated in School’s profile) :- Go to following screen will appear, click on School/Institute Forgot Password?
National Scholarship Portal (NSP) Apply Online
On clicking School / Institute Forgot Password?below screen will appear . Fill User ID and Captcha and click on Submit button, password will be sent to already Registered Mobile number.

Option III( When Schools / Institute nodal officer as well as mobile number is changed due to change in Nodal Officer of the School / Institute)Facility to re set the Schools / Institute Password in above mentioned case has been provided to District and State 
Level Nodal Officers Login. After successful login District / State nodal officer can change the nodal officer’s name and can send the new password in the mobile number of newly appointed nodal officer of the Schools / Institute by using the link “Add Institute/School” provided on the left hand side in their Dash Board as shown below.
National Scholarship Portal (NSP) Apply Online
Now search the School / Institute from the option “Search Institute/School/ITI registered with NSP” shown on the 
RHS of the Dashboard. Populate the list and use “Reset Password” option to reset the password and send it to the newly appointed nodal officer. Detailed instructions with Screen Shot is also available on click of the button “Help>>>For Add School/Institute” . Instructions can be directly accessed through the following link.

How to Add School / Institute with valid DISE or AISHE code 

The Schools / Institutes, with valid DISE or AISHE code, not registered on NSP can request their District or State Nodal Officer to add them on NSP. A link “Add Institute/School” has been provided on District / State level nodal
officer’s dash board. District or State level nodal officers can add institute through their dash board by using the link 
“Add Institute/School” provided on the left hand side in their Dash Board. . Detailed instructions with Screen Shot is also available on click of the button “Help>>>For Add School/Institute” . Instructions can be directly accessed through the following link
IMPORTANT:After successful addition School / Institute nodal officer are advised to update their profile,course levels and courses in their profile. School / Institute will not be shown to the students while applying for the scholarships if course level and courses are not updated on the school’s profile.
National Scholarship Portal (NSP) Apply Online
Institute can update their profile through the link “Edit Profile” provided on the LHS of the institute’s dashboard. 
Course Level and Courses can be updated through the link “Add & Update Details”. On clicking the button “Add & Update Details”three option (as shown below) to update Course Level, Course and Fee will appear. The screen shot of the institute’s dash board is given above for the reference.

Required Documents List:

●Bank Passbook
●Income Certificate
●Caste Certificate For Special Category
●Mobile Number
●Passport Size Photograph
●Mobile Number
●Previous Year Education Qualification Certificate
For More Details And Apply Online Visit Official Website: Click Here

Tuesday, August 25, 2020


What are mutual funds?

A mutual fund is a company that pools money from many investors and invests the money in securities such as stocks, bonds, and short-term debt. The combined holdings of the mutual fund are known as its portfolio. Investors buy shares in mutual funds. Each share represents an investor’s part ownership in the fund and the income it generates.organized with the stakeholders. 
  • I do people buy mutual funds?
  • What types of mutual funds are there?
  • What are the benefits and risks of mutual funds?
  • How to buy and sell mutual funds
  • Understanding fees
  • Avoiding fraud
  • Additional information
Why do people buy mutual funds?
  • Mutual funds are a popular choice among investors because they generally offer the following features:
  • Professional Management. The fund managers do the research for you. They select the securities and monitor the performance.
  • Diversification or “Don’t put all your eggs in one basket.” Mutual funds typically invest in a range of companies and industries. This helps to lower your risk if one company fails.
  • Affordability. Most mutual funds set a relatively low dollar amount for initial investment and subsequent purchases.
  • Liquidity. Mutual fund investors can easily redeem their shares at any time, for the current net asset value (NAV) plus any redemption fees.
What types of mutual funds are there?

Most mutual funds fall into one of four main categories – money market funds, bond funds, stock funds, and target date funds. Each type has different features, risks, and rewards.
  • Money market funds have relatively low risks. By law, they can invest only in certain high-quality, short-term investments issued by U.S. corporations, and federal, state and local governments.
  • Bond funds have higher risks than money market funds because they typically aim to produce higher returns. Because there are many different types of bonds, the risks and rewards of bond funds can vary dramatically.
  • Stock funds invest in corporate stocks. Not all stock funds are the same. Some examples are:
  • Growth funds focus on stocks that may not pay a regular dividend but have potential for above-average financial gains.
  • Income funds invest in stocks that pay regular dividends.
  • Index funds track a particular market index such as the Standard & Poor’s 500 Index.
  • Sector funds specialize in a particular industry segment.
  • Target date funds hold a mix of stocks, bonds, and other investments. Over time, the mix gradually shifts according to the fund’s strategy. Target date funds, sometimes known as lifecycle funds, are designed for individuals with particular retirement dates in mind.
What are the benefits and risks of mutual funds?

Mutual funds offer professional investment management and potential diversification. They also offer three ways to earn money:
  • Dividend Payments. A fund may earn income from dividends on stock or interest on bonds. The fund then pays the shareholders nearly all the income, less expenses.
  • Capital Gains Distributions. The price of the securities in a fund may increase. When a fund sells a security that has increased in price, the fund has a capital gain. At the end of the year, the fund distributes these capital gains, minus any capital losses, to investors.
  • Increased NAV. If the market value of a fund’s portfolio increases, after deducting expenses, then the value of the fund and its shares increases. The higher NAV reflects the higher value of your investment.
All funds carry some level of risk. With mutual funds, you may lose some or all of the money you invest because the securities held by a fund can go down in value. Dividends or interest payments may also change as market conditions change.

A fund’s past performance is not as important as you might think because past performance does not predict future returns. But past performance can tell you how volatile or stable a fund has been over a period of time. The more volatile the fund, the higher the investment risk.

How to buy and sell mutual funds investors

buy mutual fund shares from the fund itself or through a broker for the fund, rather than from other investors. The price that investors pay for the mutual fund is the fund’s per share net asset value plus any fees charged at the time of purchase, such as sales loads.

Mutual fund shares are “redeemable,” meaning investors can sell the shares back to the fund at any time. The fund usually must send you the payment within seven days.

Before buying shares in a mutual fund, read the prospectus carefully. The prospectus contains information about the mutual fund’s investment objectives, risks, performance, and expenses. See How to Read a Mutual Fund Prospectus Part 1, Part 2, and Part 3 to learn more about key information in a prospectus. Understanding fees

As with any business, running a mutual fund involves costs. Funds pass along these costs to investors by charging fees and expenses. Fees and expenses vary from fund to fund. A fund with high costs must perform better than a low-cost fund to generate the same returns for you.

Even small differences in fees can mean large differences in returns over time. For example, if you invested $10,000 in a fund with a 10% annual return, and annual operating expenses of 1.5%, after 20 years you would have roughly $49,725. If you invested in a fund with the same performance and expenses of 0.5%, after 20 years you would end up with $60,858.

It takes only minutes to use a mutual fund cost calculator to compute how the costs of different mutual funds add up over time and eat into your returns. See the Mutual Fund Glossary for types of fees.

Avoiding fraud

By law, each mutual fund is required to file a prospectus and regular shareholder reports with the SEC. Before you invest, be sure to read the prospectus and the required shareholder reports. Additionally, the investment portfolios of mutual funds are managed by separate entities know as “investment advisers” that are registered with the SEC. Always check that the investment adviser is registered before investing.
Click here Press Note corona 25-08-2020

Standard 1 to12 GCERT Text Books Download

    GCERT is abbreviation of Gujarat Council for Educational Research & Training. This is an educational organization of Gujarat state. Gujarat State school Text books are prepared by this organization. You can view or download GCERT Standard 1 to 12 Books from this page. All books are managed standard wise, subject wise and chapter wise. GCERT Text Books are freely available by GCERT board and anyone can download these books at free of cost.

GCERT Books for Competitive Exams:

GCERT Board Textbooks are very important for all types of Competitive exams i.e. GPSC, Gaun Seva Pasandgi Mandal (GSSSB), Panchayat Seva Selection Board (GPSSB), Police Recruitment Board (PRB) etc... GCERT allow both GSEB Gujarati Medium Textbooks and GCERT English Medium Textbooks in pdf format (Std 1 to 12).
Friends Here Are Gujarat Council Of Education Reserach And Training(GCERT) Standard 1 to 8 Books In Soft copy For Students And Teachers.  To Download Text Books Click On below Links:

Sunday, August 23, 2020

Gujarat corona update 23 august 2020

       The number of cases is increasing in Saurashtra including Rajkot. The number of positive cases in Rajkot has crossed 2550 and reached 2592. 1067 patients are under treatment in Rajkot. 60 to 65 cases are being reported daily in Rajkot city. As many as 35 cases are being registered daily in rural areas as well. In Rajkot today, 28 more cases and 16 patients died from corona. Today, 76 cases have been reported in Jamnagar and 17 in Gondal.

The positive score of Bhavnagar district reached 2382.
       The positive score in Bhavnagar district has reached 2382. A total of 1472 positive cases have been reported in Bhavnagar city. Out of which 27 deaths, 1167 patients have been discharged free of disease and 278 patients are under treatment. A total of 910 positive cases have been reported in rural areas. Of these, 14 have died, 679 have been discharged and 210 patients are under treatment.
Tedros Adhanom, director of the World Health Organization (WHO), has made a big statement about the epidemic. According to Tedros, the epidemic could end within two years. It took two years to eradicate the Spanish flu in 1918. Currently the technology has advanced a lot, so the Corona could be stopped soon.

We have both technology and knowledge to prevent epidemics
According to Tedros during a virtual press conference in Geneva, we also have the technology and knowledge to prevent epidemics. If we look at history, we can see that epidemics cause changes in the economy and society.

Corruption in PPE, crime like murder
In response to a question, Tedros said that corruption related to PPE is a crime like murder. It can never be accepted because, if the health workers are working without PPE, they are risking their lives for us. Corruption in PPE is like putting the lives of health workers at risk.

The WHO praised India
The World Health Organization (WHO) has praised India's efforts to prevent coronary heart disease. According to the WHO, the transition to India is not spreading fast, but the risk remains. That is why we need to be careful.


Take Wear mask pledge on

In the 66th edition of the monthly radio programme ‘Mann Ki Baat’, Prime Minister Narendra Modi on Sunday talked about India’s fight against coronavirus and said that coronavirus remains as dangerous because it was within the beginning. PM Modi further urged the citizens to require a pledge of freedom from the pandemic on Assumption , when the country celebrates Independence Day . Addressing the state , PM Modi said, “This year, Assumption celebrations too are going to be wiped out very different circumstances – within the midst of the coronavirus pandemic. I urge the youth, the people of my country to require a pledge of freedom from the pandemic this Independence Day . Take a resolve for a self-reliant India, a resolve to find out and teach something new and a resolve to earnestly perform our duties.”

How to Take WEar mask Pledge 

  • first open official Govt. site  this is Central govt site for public awareness.
  • then Search wearmask pledge option on this site
  • then entre your necessory info like Name birth date, e mail id, and mobile no.
  • then Read Pledge of Wear mask
  • then submit it
  • Now you can download your certifcate

The way the country fought against Corona unitedly, has proven many apprehensions wrong. Today, the recovery rate in our country is better compared to other countries; the mortality rate is much less as well, compared to most of the other countries. Of course, the loss of even one life is saddening, but India has also succeeded in saving the lives of millions of people. But, the hazards of coronavirus are far from being over. At many places, it is spreading fast. We need to be extra vigilant. We have to bear in mind that coronavirus is as fatal today as it was in the beginning – that’s why we have to be fully cautioned. Wearing a face mask, using a gamchcha or a light towel to cover, two-yard distancing, frequently washing hands, avoiding spitting anywhere, taking full precautions in terms of hygiene and sanitation – these are our weapons to protect us from the highly contagious virus.



Gujarat Government's 'Madare Watan Yojana' full information.

what is the 'madare vatan yojna? 

      The circular states that Gujaratis live all over the country and the world, but the memory of the homeland and the love for the homeland is always alive in their hearts. He longs to do something for his homeland. Such patriotic Gujaratis donate a large amount in their homeland. With the noble intention of encouraging such patriotic donors and creating better facilities in the villages, it is decided to implement the 'Motherland Scheme' subject to the following provisions.

Donor: A person living in a village, a person with a sense of belonging to the village or a person who was born in the village or whose ancestors lived in that village and resides anywhere outside the district, state, country of the village based on their residence in the gram panchayat area Such a person has to deposit the amount as donation in the office which is decided by the state government for the development of the village.

facility of this scheme:;

The list of works that can be taken under the scheme includes Pako Road from the main entrance of the village to the village panchayat or village chora, other roads of the village, village choro, gram panchayat house, primary school - secondary school room - smart class, drinking water facility - house tap facility. , S.T. Bus pick up stand (protected from heat and rainy season), cemetery - cemetery, sub center - primary health center, anganwadi, community hall, village public places - street lights on public roads, village haat - haat, door to door solid waste Collection and disposal from scientific method to its landfill site, Milk Society building, Animal treatment center, work of paving block of village public road and public square, creation of park under Panchvati scheme, playground, communal toilet, ventilation facility for cattle, feast, home use. These include underground sewerage system for water collection and its water recycling system, library, village entrance etc.

If any basic facility works are to be done for the compliance of the duties legally assigned to the Gram Panchayat which are not included in this list, those works can be done by passing a resolution in the Gram Sabha with the approval of the Taluka Development Officer. Donors will be able to join the scheme subject to government policy rules.

Solid and liquid waste management is essential for maintaining cleanliness in the village. For solid waste management, cleaning equipments like tricycle and hand cart will be provided to 14 gram panchayats of the state. 2 water treatment plants will be set up in about 50 gram panchayats for the management of such waste liquid waste for which a total provision of Rs. 31 crore will be made. Under the Gujarat Government's scheme, solid waste is to be collected through door-to-door collection. At present, a grant of Rs. 2 per person per month is to be given to all Gram Panchayats. Instead, a monthly grant of Rs 4 per person should be given, a provision of Rs 3 crore.

The state government is very good at providing housing to every family in rural areas. Success is achieved. All these dwellings are built with toilet facilities. Now the state government will provide assistance of Rs 5,000 against the beneficiary contribution of Rs 5,000 for setting up a bathroom facility along with the newly sanctioned accommodation. Provision of Rs. 20 crore for this.

Saturday, August 22, 2020

Siddhivinayak Temple in Mumbai not open: Here's the manner by which you can watch Aarti LiVE online on Ganesh Chaturthi

  • Here's the manner by which you can watch Aarti LiVE online on Ganesh Chaturthi

    Mumbai's Siddhivinayak Temple is one of the most well known places of worship committed to Lord Ganesha. He is hailed as the person who satisfies wishes. This Ganesh Chaturthi, take virtual darshan of Bappa. Peruse on to know how.

     Lovers of Lord Ganesha are good to go to welcome Bappa to their homes on the favorable event of Ganesh Chaturthi. This year, Lord Ganesha, who is otherwise called Ganapati, Vinayaka or Vighneshwara, will show up on August 22. Festivities will occur at individuals' homes just as in the sanctuaries. Among the numerous sanctuaries of Vinayaka, the Siddhivinayak sanctuary of Mumbai's Prabhadevi district finds a unique notice. Aficionados from the nation over visit the sanctuary to pay respect to the Lord who satisfies wishes just as stirs an individual's profound mission. In any case, this year, the festivals will occur without the enthusiasts due to the coronavirus pandemic initiated lockdown. This Ganesh Chaturthi, you can take the virtual darshan of Siddhivinayak and watch the aarti LiVE. Peruse on to know how.

Watch Siddhinivayak Temple LiVE darshan

New Delhi: Due to Corona emergency, the celebration of Ganeshotsav is being commended somewhat better this time. No significant occasions have been held because of the lockdown.

Individuals are continually being encouraged to follow social separating. The administration is requesting to maintain a strategic distance from superfluous development.

So on the off chance that you can't go anyplace, at that point you can take favors by sitting at home and see Bappa. Significant sanctuaries have masterminded online aarti, puja and darshan for the lovers.

Administrative Circular and Book relating to Education and Employment of Government Employees of the State Government

Salary Punch

1.Resolution of Finance Departments for implementation of the recommendations of the Seventh Central Pay Commission:-Click Here
2.Understanding the recommendations of the Seventh Central Pay Commission:-Click Here
3.Instructions for the proposal of the Commissioner's Office regarding the 7th Central Pay Commission:-Click Here
4.Instructions of the Commissioner's Office regarding the 7th Central Pay Commission:-Click Here
5.Resolution of the Fifth Pay Commission 08/11/18:-Click Here

CCC and various departmental examinations like it

1.Promotion for Government Employees and U.P. Provisions of Hindi Examination in respect of September 1917:-Click Here
2.Matter of passing the examination subject of Hindi as a colloquial language for government employees;-Click Here

Government khatakiya Book

1.Right to Free and Compulsory Education 2018 Rules:-Click Here

2.Right to Free and Compulsory Education 2009:-Click Here

3.Right to Information - 2005:-Click Here

4.IPC - I P C:-Click Here

5.Gujarat Panchayat Act 1983:-Click Here

6.Gujarat Education Act 1984:-Click Here

7.Gujarat Civil Service Code of Conduct 2002:-Click Here

8.Gujarat Civil Service Holiday Rules 2002:-Click Here

9.Gujarat Civil Service Housing Rules 2002:-Click Here

10.Gujarat Civil Service Pension Rules 2002 :-Click Here

11.Gujarat Civil Service Salary Rules 2002:-Click Here

12.Gujarat Civil Service Salary Based Allowance Rules 2002:-Click Here

13.General Conditions of Gujarat Civil Service Job 2002:-Click Here

14.Gujarat Civil Service Travel Allowance Rules 2002:-Click Here

15.Rules for joining Gujarat Civil Service Duty 2002:-Click Here

16.Departmental Inquiry Guidelines 2020:-Click Here

17.Primary Education Regulations 1949:-Click Here

18.Primary Education Act 1947:-Click Here

19.Public Trust Act 1950:-Click Here

20.Gujarat Secondary and U. Ma. Shi. Board Act 1972:-Click Here

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